EMI Calculator
Estimate your monthly instalment, total interest and full repayment schedule in seconds — then let our advisors find you a better rate.
- Principal amount₹0
- Total interest₹0
- Total payable₹0
Indicative estimate. Your actual EMI depends on the lender's rate, fees and approval.
Year-wise Repayment Schedule
Tap any year to expand its 12 monthly instalments.
| Year | Principal (₹) | Interest (₹) | Total Paid (₹) | Balance (₹) |
|---|
How your EMI is calculated
EMI (Equated Monthly Instalment) is the fixed amount you repay each month — part interest, part principal — until the loan is cleared.
The formula
EMI = P × r × (1+r)n ÷ ((1+r)n − 1), where P is the loan amount, r the monthly rate and n the number of months.
What moves it
A higher amount or interest rate raises your EMI; a longer tenure lowers the EMI but increases the total interest you pay over time.
Where we help
The right structure can cut your total interest significantly. We compare lenders across our network to place you on the best terms.
Like the numbers? Let's make them real.
Share a few details and our advisory team will match you with the right lender and the sharpest rate for your profile.