/* ============================================================
   Money2Go — corporate financial advisory
   Navy #0B1F3A / Gold #D4A53A / Accent #EAF2FF
   Poppins (headings) + Inter (body)
   ============================================================ */
:root{
  --navy:#0B1F3A;
  --navy-700:#13294b;
  --navy-600:#1b3760;
  --gold:#D4A53A;
  --gold-600:#bd9131;
  --gold-100:#f7eed6;
  --accent:#EAF2FF;
  --ink:#0e1726;
  --body:#475569;
  --muted:#7a8699;
  --line:#e6eaf1;
  --white:#fff;
  --bg-soft:#f6f8fc;
  --radius:14px;
  --radius-sm:10px;
  --maxw:1200px;
  --shadow-sm:0 1px 2px rgba(11,31,58,.06), 0 4px 14px rgba(11,31,58,.05);
  --shadow-md:0 10px 30px rgba(11,31,58,.10);
  --shadow-lg:0 24px 60px rgba(11,31,58,.16);
  --ease:cubic-bezier(.22,.61,.36,1);
  --ff-head:'Poppins',system-ui,sans-serif;
  --ff-body:'Inter',system-ui,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--ff-body);color:var(--body);
  background:var(--white);line-height:1.65;font-size:16px;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--ff-head);color:var(--ink);margin:0;line-height:1.18;font-weight:700;letter-spacing:-.01em}
p{margin:0}
ul{margin:0;padding:0;list-style:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.skip-link{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);padding:8px 16px;z-index:200}
.skip-link:focus{left:8px;top:8px}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:9px;justify-content:center;
  font-family:var(--ff-head);font-weight:600;font-size:.95rem;letter-spacing:.01em;
  padding:12px 24px;border-radius:8px;border:1.5px solid transparent;cursor:pointer;
  transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s,color .25s;
}
.btn svg{transition:transform .25s var(--ease)}
.btn:hover svg{transform:translateX(3px)}
.btn--lg{padding:15px 30px;font-size:1rem}
.btn--sm{padding:10px 18px;font-size:.9rem}
.btn--block{width:100%}
.btn--gold{background:var(--gold);color:var(--navy);box-shadow:0 8px 22px rgba(212,165,58,.35)}
.btn--gold:hover{background:var(--gold-600);transform:translateY(-2px);box-shadow:0 12px 28px rgba(212,165,58,.45)}
.btn--navy{background:var(--navy);color:#fff}
.btn--navy:hover{background:var(--navy-700);transform:translateY(-2px)}
.btn--ghost{background:transparent;border-color:var(--line);color:var(--navy)}
.btn--ghost:hover{border-color:var(--gold);color:var(--gold-600)}
.btn--outline-light{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.5);color:#fff}
.btn--outline-light:hover{background:#fff;color:var(--navy);border-color:#fff;transform:translateY(-2px)}

/* ---------- Eyebrow / section heads ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:7px;font-family:var(--ff-head);
  font-weight:600;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--gold-600);margin-bottom:16px;
}
.eyebrow svg{color:var(--gold)}
.eyebrow--light{color:var(--gold)}
.section{padding:96px 0}
.section--navy{background:var(--navy);color:#cdd7e6}
.section--accent{background:linear-gradient(180deg,var(--accent),#fff)}
.section__head{max-width:720px;margin:0 0 52px}
.section__head--row{max-width:none;display:flex;align-items:flex-end;justify-content:space-between;gap:30px}
.section__title{font-size:clamp(1.9rem,3.4vw,2.6rem);font-weight:700}
.section__title--light{color:#fff}
.section__intro{margin-top:16px;font-size:1.06rem;color:var(--body);max-width:640px}
.section__intro--light{color:#a9b7cc}

/* ---------- Top utility bar ---------- */
.topbar{background:linear-gradient(90deg,#0a1c34,#13294b);color:#c2cfe2;font-size:.84rem;
  border-bottom:1px solid rgba(212,165,58,.18)}
.topbar__row{display:flex;align-items:center;justify-content:space-between;height:42px;white-space:nowrap;gap:14px}
.topbar__tag{display:inline-flex;align-items:center;gap:8px;color:#9fb0c7;font-size:.82rem}
.topbar__tag svg{color:var(--gold)}
.topbar__link{display:inline-flex;align-items:center;gap:6px;font-family:var(--ff-head);font-weight:600;
  font-size:.82rem;color:var(--gold);padding:5px 13px;border:1px solid rgba(212,165,58,.4);border-radius:6px;
  transition:all .25s var(--ease)}
.topbar__link svg{transition:transform .25s var(--ease)}
.topbar__link:hover{background:var(--gold);color:var(--navy)}
.topbar__link:hover svg{transform:translateX(3px)}

/* ---------- Navigation ---------- */
.nav{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--line);
  transition:box-shadow .3s,padding .3s}
.nav.is-stuck{box-shadow:0 6px 24px rgba(11,31,58,.10)}
.nav__row{display:flex;align-items:center;justify-content:space-between;gap:20px;height:84px;
  flex-wrap:nowrap;transition:height .3s}
.nav.is-stuck .nav__row{height:70px}
/* Brand + circular logo badge (crops the navy square into a clean coin) */
.nav__brand{display:flex;align-items:center;gap:13px;flex:none}
.nav__badge{display:inline-flex;align-items:center;justify-content:center;width:72px;height:72px;border-radius:50%;
  overflow:hidden;background:var(--navy);box-shadow:0 4px 14px rgba(11,31,58,.22),0 0 0 2px rgba(212,165,58,.4);
  transition:width .3s,height .3s;flex:none}
.nav.is-stuck .nav__badge{width:60px;height:60px}
.nav__badge img{width:118%;height:118%;object-fit:cover;display:block}
.nav__badge--sm{width:38px;height:38px;box-shadow:0 0 0 2px rgba(212,165,58,.35)}
.nav__brand-text{display:flex;flex-direction:column;line-height:1;white-space:nowrap}
.nav__brand-text strong{font-family:var(--ff-head);font-size:2rem;color:var(--navy);font-weight:800;letter-spacing:.5px;text-transform:none}
.nav__logo{position:relative;display:inline-block}
.nav__logo-accent{color:var(--gold);font-weight:800}
.nav.is-stuck .nav__brand-text strong{font-size:1.7rem}
.nav__menu{flex:1 1 auto;display:flex;justify-content:center;min-width:0}
.nav__menu>ul{display:flex;align-items:center;gap:2px;flex-wrap:nowrap}
.nav__item>a{display:inline-flex;align-items:center;gap:3px;padding:9px 12px;border-radius:7px;white-space:nowrap;
  font-family:var(--ff-head);font-weight:500;font-size:.92rem;color:var(--ink);transition:color .2s,background .2s}
.nav__item>a:hover,.nav__item>a.is-active{color:var(--gold-600);background:var(--accent)}
.nav__caret{transition:transform .25s;opacity:.7}
.nav__item--has-menu{position:relative}
.nav__item--has-menu:hover .nav__caret{transform:rotate(180deg)}
.nav__dropdown{position:absolute;top:100%;left:0;transform:translateY(10px);
  width:min(560px,calc(100vw - 40px));padding-top:10px;opacity:0;visibility:hidden;
  transition:opacity .22s var(--ease),transform .22s var(--ease),visibility .22s;z-index:120}
.nav__item--has-menu:hover .nav__dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.nav__dropdown-inner{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-lg);
  padding:10px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:2px;overflow:hidden}
.nav__dropdown-inner a{display:flex;align-items:center;gap:12px;padding:11px 12px;border-radius:9px;
  color:var(--ink);transition:background .2s;min-width:0}
.nav__dd-icon{flex:none;display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;
  border-radius:9px;background:var(--accent);color:var(--navy);transition:.25s}
.nav__dd-text{display:flex;flex-direction:column;line-height:1.2;min-width:0}
.nav__dd-text strong{font-family:var(--ff-head);font-size:.92rem;font-weight:600;color:var(--navy)}
.nav__dd-text em{font-style:normal;font-size:.75rem;color:var(--muted);white-space:normal}
.nav__dropdown-inner>a:hover{background:var(--accent)}
.nav__dropdown-inner>a:hover .nav__dd-icon{background:var(--gold);color:var(--navy)}
.nav__dropdown-foot{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:12px;
  margin-top:6px;padding:12px 12px 4px;border-top:1px solid var(--line)}
.nav__dd-all{display:inline-flex!important;align-items:center;gap:7px;padding:6px 8px!important;font-family:var(--ff-head);
  font-weight:600;font-size:.84rem;color:var(--navy)}
.nav__dd-all svg{color:var(--gold)}
.nav__dd-all:hover{background:transparent!important;color:var(--gold-600)}
.nav__dd-cta{display:inline-flex!important;align-items:center;gap:7px;padding:9px 16px!important;border-radius:8px;
  background:var(--gold);color:var(--navy)!important;font-family:var(--ff-head);font-weight:600;font-size:.84rem;
  box-shadow:0 4px 12px rgba(212,165,58,.3)}
.nav__dd-cta:hover{background:var(--gold-600)!important}
.nav__cta{display:flex;align-items:center;gap:12px;flex:none}
.nav__cta-btn{box-shadow:0 6px 16px rgba(212,165,58,.32);gap:7px}
.cta-rupee{font-family:var(--ff-head);font-weight:600;font-size:1.2rem;line-height:1;margin-top:-1px}
.nav__burger{display:none;background:none;border:none;color:var(--navy);cursor:pointer;padding:4px}

/* ---------- Mobile drawer ---------- */
.drawer{position:fixed;top:0;right:-100%;width:88%;max-width:360px;height:100%;background:#fff;z-index:200;
  display:flex;flex-direction:column;transition:right .35s var(--ease);box-shadow:var(--shadow-lg);overflow-y:auto}
.drawer.is-open{right:0}
.drawer__head{display:flex;align-items:center;justify-content:space-between;padding:18px 20px;border-bottom:1px solid var(--line)}
.drawer__brand{display:flex;align-items:center;gap:10px;font-family:var(--ff-head);font-weight:700;color:var(--navy);font-size:1.15rem}
.drawer__close{background:none;border:none;color:var(--navy);cursor:pointer}
.drawer__nav{padding:10px 12px;flex:1}
.drawer__nav>a{display:block;padding:12px 14px;border-radius:8px;font-family:var(--ff-head);font-weight:500;color:var(--ink)}
.drawer__nav>a:hover{background:var(--accent)}
.drawer__sub{padding:2px 0 8px 14px;margin-left:8px;border-left:2px solid var(--line)}
.drawer__sub a{display:block;padding:8px 12px;font-size:.9rem;color:var(--body)}
.drawer__sub a:hover{color:var(--gold-600)}
.drawer__cta{padding:18px 20px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:10px}
.drawer__overlay{position:fixed;inset:0;background:rgba(11,31,58,.5);opacity:0;visibility:hidden;
  transition:opacity .35s;z-index:190}
.drawer__overlay.is-open{opacity:1;visibility:visible}

/* ---------- Hero carousel (16:9) ---------- */
.hero{position:relative;background:var(--navy);color:#fff}
.hero__carousel{position:relative;width:100%;aspect-ratio:16/9;max-height:80vh;min-height:520px;overflow:hidden}
.hero__track{position:absolute;inset:0}
.hero__slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity .9s var(--ease)}
.hero__slide.is-active{opacity:1;visibility:visible;z-index:2}
.hero__bg{position:absolute;inset:0;background-size:cover;background-position:center 22%;transform:scale(1.06)}
.hero__slide.is-active .hero__bg{animation:kenburns 14s ease-out forwards}
@keyframes kenburns{from{transform:scale(1.04)}to{transform:scale(1.16)}}
.hero__veil{position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(11,31,58,.96) 0%,rgba(11,31,58,.84) 44%,rgba(11,31,58,.42) 100%)}
.hero__inner{position:relative;height:100%;display:flex;align-items:center;padding:60px 0}
.hero__content{max-width:680px}
.hero__slide.is-active .eyebrow,
.hero__slide.is-active .hero__title,
.hero__slide.is-active .hero__subtitle,
.hero__slide.is-active .hero__actions{animation:heroUp .8s var(--ease) both}
.hero__slide.is-active .hero__title{animation-delay:.12s}
.hero__slide.is-active .hero__subtitle{animation-delay:.24s}
.hero__slide.is-active .hero__actions{animation-delay:.36s}
@keyframes heroUp{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
.hero__title{font-size:clamp(2.2rem,4.6vw,3.7rem);color:#fff;font-weight:800;line-height:1.09;letter-spacing:-.02em}
.hero__subtitle{margin-top:20px;font-size:1.14rem;color:#cdd7e6;max-width:580px;line-height:1.7}
.hero__actions{margin-top:32px;display:flex;flex-wrap:wrap;gap:14px}
.hero__arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:5;display:inline-flex;align-items:center;
  justify-content:center;width:50px;height:50px;border-radius:50%;background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.28);color:#fff;cursor:pointer;backdrop-filter:blur(4px);transition:all .25s var(--ease)}
.hero__arrow:hover{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.hero__arrow--prev{left:22px}.hero__arrow--prev svg{transform:rotate(90deg)}
.hero__arrow--next{right:22px}.hero__arrow--next svg{transform:rotate(-90deg)}
.hero__dots{position:absolute;bottom:24px;left:0;right:0;z-index:5;display:flex;gap:10px;justify-content:center}
.hero__dot{width:10px;height:10px;border-radius:50%;border:none;background:rgba(255,255,255,.35);cursor:pointer;
  transition:all .3s var(--ease)}
.hero__dot.is-active{background:var(--gold);width:30px;border-radius:6px}
.hero__statsbar{position:relative;background:var(--navy-700);border-top:1px solid rgba(212,165,58,.25)}
.hero__stats{display:grid;grid-template-columns:repeat(4,1fr)}
.hero__stat{padding:28px 18px;text-align:center;border-right:1px solid rgba(255,255,255,.08)}
.hero__stat:last-child{border-right:none}
.hero__stat strong{display:block;font-family:var(--ff-head);font-size:clamp(1.6rem,2.6vw,2.1rem);color:var(--gold);font-weight:700}
.hero__stat span{font-size:.86rem;color:#a9b7cc}

/* ---------- Lender logo marquee ---------- */
.marquee-sec{padding:40px 0 46px;border-bottom:1px solid var(--line);background:#fff;overflow:hidden}
.marquee-sec__label{text-align:center;font-family:var(--ff-head);font-weight:500;color:var(--muted);font-size:.92rem;margin-bottom:26px}
.marquee{position:relative;width:100%;overflow:hidden;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee__track{display:flex;align-items:center;gap:46px;width:max-content;animation:marquee 48s linear infinite}
.marquee--rev .marquee__track{animation-name:marquee-rev}
.marquee:hover .marquee__track{animation-play-state:paused}
.marquee__item img{height:38px;width:auto;filter:grayscale(1);opacity:.55;transition:.3s}
.marquee__item:hover img{filter:grayscale(0);opacity:1}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes marquee-rev{from{transform:translateX(-50%)}to{transform:translateX(0)}}

/* Wordmark logo (bank / NBFC) */
.wm{display:inline-flex;align-items:center;gap:10px;white-space:nowrap;flex:none}
.wm__mark{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:9px;
  background:var(--c,#0B1F3A);color:#fff;font-family:var(--ff-head);font-weight:700;font-size:1rem;flex:none;
  box-shadow:0 2px 6px rgba(11,31,58,.18)}
.wm__name{font-family:var(--ff-head);font-weight:600;font-size:1rem;color:var(--navy);letter-spacing:-.01em}
.wm--img img{height:40px;width:auto;max-width:160px;object-fit:contain;display:block}
/* In the grid: wrapper fills the cell and the logo is capped by BOTH height and width so wide logos (Yes Bank, Axis) can't overflow */
.wm-cell .wm{width:100%;justify-content:center;min-width:0}
.wm-cell .wm--img{width:100%;justify-content:center}
.wm-cell .wm--img img{height:auto;width:auto;max-height:46px;max-width:100%}
/* Grid of bank wordmarks */
.wm-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);
  overflow:hidden;background:#fff;margin-bottom:54px}
.wm-cell{display:flex;align-items:center;justify-content:center;padding:24px 18px;border-right:1px solid var(--line);
  border-bottom:1px solid var(--line);transition:background .25s}
.wm-cell:hover{background:var(--bg-soft)}
.wm-cell .wm{filter:grayscale(.35);opacity:.92;transition:.3s}
.wm-cell:hover .wm{filter:none;opacity:1}
.nbfc-head{text-align:center;margin-bottom:24px}
.nbfc-head h3{display:inline-flex;align-items:center;gap:10px;font-family:var(--ff-head);font-size:1.3rem;color:var(--navy)}
.nbfc-head h3 svg{color:var(--gold)}
.nbfc-head p{color:var(--body);font-size:.98rem;margin-top:6px}
.marquee--rev{padding:8px 0}

/* ---------- About snapshot ---------- */
.section--soft{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.about-snap{display:grid;grid-template-columns:0.85fr 1fr;gap:60px;align-items:center}
.about-snap__media{position:relative}
.about-snap__img{aspect-ratio:4/3;border-radius:20px;background-size:cover;background-position:center;
  box-shadow:var(--shadow-lg);background-color:var(--navy)}
.about-snap__badge{position:absolute;right:-18px;bottom:34px;display:flex;align-items:center;gap:14px;max-width:260px;
  background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;box-shadow:var(--shadow-md)}
.about-snap__badge strong{font-family:var(--ff-head);font-size:2.1rem;color:var(--gold-600);font-weight:700;line-height:1}
.about-snap__badge span{font-size:.84rem;color:var(--body);line-height:1.35}
.about-snap__points{display:flex;flex-direction:column;gap:16px;margin:26px 0 30px}
.about-point{display:flex;gap:14px;align-items:flex-start}
.about-point__check{flex:none;display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;
  border-radius:50%;background:var(--accent);color:var(--navy)}
.about-point h3{font-size:1.02rem;color:var(--navy);margin-bottom:2px}
.about-point p{font-size:.92rem;color:var(--body)}

/* ---------- Mid CTA band ---------- */
.band{position:relative;background-size:cover;background-position:center;background-attachment:fixed;
  color:#fff;padding:110px 0}
.band__veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,31,58,.95),rgba(11,31,58,.7))}
.band__inner{position:relative;max-width:640px}
.band__inner h2{font-size:clamp(1.7rem,3vw,2.4rem);color:#fff;margin-bottom:14px}
.band__inner p{color:#cdd7e6;font-size:1.06rem;margin-bottom:28px}

/* ---------- Generic carousel (cases) ---------- */
.carousel{overflow:hidden}
.carousel__track{display:flex;gap:24px;transition:transform .5s var(--ease);will-change:transform}
.carousel__track>*{flex:0 0 calc((100% - 48px)/3)}
.carousel__nav{display:flex;gap:10px}
.carousel__btn{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:50%;
  background:transparent;border:1px solid rgba(255,255,255,.28);color:#fff;cursor:pointer;transition:all .25s var(--ease)}
.carousel__btn:hover{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.carousel__btn:first-child svg{transform:rotate(90deg)}
.carousel__btn:last-child svg{transform:rotate(-90deg)}
.carousel__btn:disabled{opacity:.35;cursor:not-allowed}
.carousel__btn:disabled:hover{background:transparent;color:#fff;border-color:rgba(255,255,255,.28)}

/* ---------- Solutions grid ---------- */
.solutions-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.solutions-grid .sol-card:first-child{grid-column:span 2}
.sol-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:30px 26px;overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s}
.sol-card::after{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--gold);transition:width .35s var(--ease)}
.sol-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:transparent}
.sol-card:hover::after{width:100%}
.sol-card__icon{display:inline-flex;align-items:center;justify-content:center;width:54px;height:54px;border-radius:12px;
  background:var(--accent);color:var(--navy);margin-bottom:18px;transition:background .3s,color .3s}
.sol-card:hover .sol-card__icon{background:var(--gold);color:var(--navy)}
.sol-card h3{font-size:1.22rem;color:var(--navy);margin-bottom:8px}
.sol-card p{font-size:.95rem;color:var(--body)}
.sol-card__more{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font-family:var(--ff-head);
  font-weight:600;font-size:.86rem;color:var(--gold-600);opacity:0;transform:translateY(6px);transition:.3s}
.sol-card:hover .sol-card__more{opacity:1;transform:translateY(0)}

/* ---------- Why Money2Go ---------- */
.why__grid{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center}
.why__stats{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:34px;max-width:440px}
.why__stat strong{display:block;font-family:var(--ff-head);font-size:2rem;color:var(--gold);font-weight:700}
.why__stat span{font-size:.88rem;color:#9fb0c7}
.why__points{display:flex;flex-direction:column;gap:16px}
.why-card{display:flex;gap:18px;align-items:flex-start;background:var(--navy-700);
  border:1px solid rgba(255,255,255,.08);border-radius:var(--radius);padding:24px;transition:transform .3s var(--ease),border-color .3s}
.why-card:hover{transform:translateX(6px);border-color:var(--gold)}
.why-card__icon{flex:none;display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;
  border-radius:12px;background:rgba(212,165,58,.14);color:var(--gold)}
.why-card h3{color:#fff;font-size:1.1rem;margin-bottom:4px}
.why-card p{color:#a9b7cc;font-size:.94rem}

/* ---------- Industries ---------- */
.industries-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.industry{display:flex;flex-direction:column;align-items:center;gap:14px;text-align:center;
  padding:34px 18px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.industry:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:transparent}
.industry__icon{display:inline-flex;align-items:center;justify-content:center;width:64px;height:64px;border-radius:50%;
  background:var(--accent);color:var(--navy);transition:background .3s,color .3s,transform .3s var(--ease);overflow:hidden}
.industry__icon svg{transition:transform .35s var(--ease)}
.industry:hover .industry__icon{background:var(--navy);color:var(--gold);transform:scale(1.06)}
.industry__name{font-family:var(--ff-head);font-weight:600;font-size:1rem;color:var(--navy)}
/* gentle continuous life on the icons, staggered */
@keyframes m2g-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-3px)}}
.industry__icon svg{animation:m2g-float 3.4s ease-in-out infinite}
.industry:nth-child(2n) .industry__icon svg{animation-delay:.8s}
.industry:nth-child(3n) .industry__icon svg{animation-delay:1.6s}
/* logistics: the truck drives across on hover */
@keyframes m2g-truck{0%{transform:translateX(-7px)}55%{transform:translateX(6px)}100%{transform:translateX(0)}}
.industry:hover .industry__icon--logistics svg{animation:m2g-truck .75s var(--ease)}
/* construction / manufacturing / realestate: the structure "builds up" on hover */
@keyframes m2g-build{0%{transform:scaleY(.7);transform-origin:bottom}60%{transform:scaleY(1.08);transform-origin:bottom}100%{transform:scaleY(1);transform-origin:bottom}}
.industry:hover .industry__icon--construction svg,
.industry:hover .industry__icon--realestate svg,
.industry:hover .industry__icon--manufacturing svg{animation:m2g-build .7s var(--ease)}
/* everything else: a friendly bob on hover */
@keyframes m2g-bob{0%{transform:translateY(0)}40%{transform:translateY(-6px)}100%{transform:translateY(0)}}
.industry:hover .industry__icon svg{animation:m2g-bob .6s var(--ease)}
.industry:hover .industry__icon--logistics svg{animation:m2g-truck .75s var(--ease)}
.industry:hover .industry__icon--construction svg,
.industry:hover .industry__icon--realestate svg,
.industry:hover .industry__icon--manufacturing svg{animation:m2g-build .7s var(--ease)}
@media (prefers-reduced-motion:reduce){.industry__icon svg{animation:none}}

/* ---------- Process timeline ---------- */
.process{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:18px;counter-reset:step;position:relative;list-style:none;padding:0;margin:0}
.process::before{content:"";position:absolute;top:42px;left:10%;right:10%;height:2px;
  background:linear-gradient(90deg,var(--gold) 0,var(--gold-100) 100%);z-index:0}
.process__step{position:relative;z-index:1;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:28px 20px;text-align:center;transition:transform .3s var(--ease),box-shadow .3s}
.process__step:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.process__num{position:absolute;top:14px;right:14px;width:30px;height:30px;display:inline-flex;align-items:center;justify-content:center;
  border-radius:50%;background:var(--accent);color:var(--navy);font-family:var(--ff-head);font-weight:800;font-size:.9rem;
  line-height:1;box-shadow:inset 0 0 0 1px rgba(11,31,58,.08);transition:background .3s,color .3s}
.process__step:hover .process__num{background:var(--navy);color:var(--gold)}
.process__icon{display:inline-flex;align-items:center;justify-content:center;width:60px;height:60px;border-radius:50%;
  background:var(--navy);color:var(--gold);margin:0 auto 16px}
.process__step h3{font-size:1.02rem;color:var(--navy);margin-bottom:8px}
.process__step p{font-size:.88rem;color:var(--body)}

/* ---------- Logos grid ---------- */
.logos-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.logo-cell{display:flex;align-items:center;justify-content:center;padding:30px 24px;
  border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;transition:background .25s}
.logo-cell:hover{background:var(--bg-soft)}
.logo-cell img{max-height:42px;width:auto;filter:grayscale(1);opacity:.7;transition:.3s}
.logo-cell:hover img{filter:grayscale(0);opacity:1}

/* ---------- Case studies ---------- */
.cases-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.case{background:var(--navy-700);border:1px solid rgba(255,255,255,.08);border-radius:var(--radius);overflow:hidden;
  transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.case:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:var(--gold)}
.case__img{position:relative;height:180px;background-size:cover;background-position:center;background-color:var(--navy-600)}
.case__tag{position:absolute;top:14px;left:14px;background:var(--gold);color:var(--navy);font-family:var(--ff-head);
  font-weight:600;font-size:.72rem;letter-spacing:.04em;text-transform:uppercase;padding:5px 12px;border-radius:6px}
.case__body{padding:24px}
.case__body h3{color:#fff;font-size:1.12rem;margin-bottom:10px;line-height:1.35}
.case__body p{color:#a9b7cc;font-size:.92rem}
.case__metric{display:inline-flex;align-items:center;gap:7px;margin-top:16px;font-family:var(--ff-head);
  font-weight:600;font-size:.86rem;color:var(--gold)}
.case__metric svg{color:var(--gold)}

/* ---------- Channel partner ---------- */
.partner{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center;
  background:linear-gradient(135deg,var(--accent),#fff);border:1px solid var(--line);
  border-radius:24px;padding:54px}
.partner__sub{font-family:var(--ff-head);font-weight:600;color:var(--gold-600);font-size:1.1rem;margin:6px 0 14px}
.partner__benefits{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.benefit{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius-sm);padding:20px;transition:transform .3s,box-shadow .3s}
.benefit:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.benefit__check{flex:none;display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;
  background:var(--gold);color:var(--navy)}
.benefit h3{font-size:1rem;color:var(--navy);margin-bottom:3px}
.benefit p{font-size:.86rem;color:var(--body)}

/* ---- Channel partner: premium CTA variant (navy, animated icons) ---- */
.partner--cta{position:relative;overflow:hidden;border:none;color:#fff;
  background:radial-gradient(120% 120% at 0% 0%,#13315c 0%,var(--navy) 55%,#081627 100%)}
.partner--cta::before{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;
  background:radial-gradient(440px 440px at 92% 8%,rgba(212,175,55,.22),transparent 60%),
             radial-gradient(360px 360px at 8% 96%,rgba(212,175,55,.12),transparent 60%)}
.partner--cta>*{position:relative;z-index:1}
.partner--cta .partner__sub{color:var(--gold)}
.partner__copy>.btn{margin-top:22px}
.partner--cta .benefit{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);
  backdrop-filter:blur(2px);align-items:center;animation:m2g-float 4s ease-in-out infinite}
.partner--cta .benefit:nth-child(2n){animation-delay:.9s}
.partner--cta .benefit:nth-child(3n){animation-delay:1.7s}
.partner--cta .benefit:hover{transform:translateY(-5px);border-color:var(--gold);
  box-shadow:0 16px 40px -18px rgba(0,0,0,.7);animation-play-state:paused}
.partner--cta .benefit h3{color:#fff}
.partner--cta .benefit p{color:rgba(255,255,255,.72)}
.benefit__ic{flex:none;display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:14px;
  background:linear-gradient(140deg,var(--gold),var(--gold-600));color:var(--navy);
  box-shadow:0 6px 16px -6px rgba(212,175,55,.7);transition:transform .35s var(--ease)}
.benefit__ic svg{transition:transform .35s var(--ease)}
.partner--cta .benefit:hover .benefit__ic{transform:rotate(-6deg) scale(1.1)}
.partner--cta .benefit:hover .benefit__ic svg{transform:scale(1.12)}
@media (prefers-reduced-motion:reduce){.partner--cta .benefit{animation:none}}

/* ---------- Insights ---------- */
.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.insight{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;
  transition:transform .3s var(--ease),box-shadow .3s}
.insight:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.insight__img{height:184px;background-size:cover;background-position:center;background-color:var(--accent)}
.insight__body{padding:24px}
.insight__cat{display:inline-block;font-family:var(--ff-head);font-weight:600;font-size:.72rem;letter-spacing:.08em;
  text-transform:uppercase;color:var(--gold-600);margin-bottom:10px}
.insight__body h3{font-size:1.12rem;color:var(--navy);line-height:1.4;margin-bottom:12px}
.insight:hover .insight__body h3{color:var(--gold-600)}
.insight__date{font-size:.84rem;color:var(--muted)}

/* ---------- Final CTA ---------- */
.finalcta{position:relative;background:
  radial-gradient(900px 400px at 80% -10%,rgba(212,165,58,.18),transparent),
  var(--navy);color:#fff;padding:90px 0;text-align:center}
.finalcta__inner{max-width:680px;margin:0 auto}
.finalcta h2{font-size:clamp(1.9rem,3.4vw,2.7rem);color:#fff;margin-bottom:14px}
.finalcta p{color:#bcc9dc;font-size:1.1rem;margin-bottom:30px}
.finalcta__actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ---------- Footer ---------- */
.footer{background:var(--navy);color:#9fb0c7;padding:70px 0 0}
.footer__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:50px}
.footer__brand{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.footer__brand img{border-radius:8px}
.footer__brand span{font-family:var(--ff-head);font-weight:700;font-size:1.35rem;color:#fff}
.footer__about{font-size:.92rem;color:#9fb0c7;max-width:340px}
.footer__social{display:flex;gap:10px;margin-top:20px}
.footer__social a{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:9px;
  background:rgba(255,255,255,.07);color:#cdd7e6;font-family:var(--ff-head);font-size:.82rem;font-weight:600;
  text-transform:uppercase;transition:.25s}
.footer__social a:hover{background:var(--gold);color:var(--navy)}
.cinfo__social{display:flex;gap:10px;margin-top:8px}
.cinfo__social a{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:10px;
  background:var(--accent);color:var(--navy);transition:.25s}
.cinfo__social a:hover{background:var(--navy);color:var(--gold);transform:translateY(-2px)}
.footer__col h4{font-family:var(--ff-head);color:#fff;font-size:1rem;margin-bottom:18px;letter-spacing:.01em}
.footer__col ul li{margin-bottom:11px}
.footer__col ul a{font-size:.92rem;color:#9fb0c7;transition:color .2s}
.footer__col ul a:hover{color:var(--gold)}
.footer__contact li{display:flex;gap:11px;align-items:flex-start;margin-bottom:14px;font-size:.92rem}
.footer__contact svg{color:var(--gold);flex:none;margin-top:2px}
.footer__contact a{color:#9fb0c7}
.footer__col .btn{margin-top:6px}
.footer__bar{border-top:1px solid rgba(255,255,255,.1)}
.footer__legal{display:flex;flex-wrap:wrap;gap:8px 22px;padding-top:18px}
.footer__legal a{font-size:.82rem;color:#9fb0c6;transition:color .2s}
.footer__legal a:hover{color:var(--gold)}
.footer__bar-row{display:flex;justify-content:space-between;gap:20px;padding-top:22px;padding-bottom:22px;flex-wrap:wrap}
.footer__credit-wrap{border-top:1px solid rgba(255,255,255,.06);padding:14px 0;text-align:center}
.footer__credit{margin:0;font-size:.82rem;color:#8595ac}
.footer__credit strong{color:var(--gold);font-weight:600}
.footer__bar p{font-size:.82rem;color:#7e8fa6}
.footer__disc{max-width:520px;text-align:right}

/* ---------- Sticky conversion buttons ---------- */
.sticky-cta{position:fixed;right:18px;bottom:18px;z-index:90;display:flex;flex-direction:column;gap:12px}
.sticky-cta__btn{position:relative;display:inline-flex;align-items:center;justify-content:center;width:54px;height:54px;border-radius:50%;
  color:#fff;box-shadow:var(--shadow-md);transition:transform .25s var(--ease),box-shadow .25s}
.sticky-cta__btn:hover{transform:scale(1.08);box-shadow:0 12px 28px -10px rgba(0,0,0,.5)}
.sticky-cta__btn--wa{background:#25D366}
.sticky-cta__btn--call{background:var(--gold);color:var(--navy)}
.sticky-cta__btn--mail{background:var(--navy);color:#fff}
/* hover label that slides out to the left */
.sticky-cta__btn::after{content:attr(data-label);position:absolute;right:64px;top:50%;transform:translateY(-50%) translateX(8px);
  white-space:nowrap;background:var(--navy);color:#fff;font-size:.8rem;font-weight:600;padding:7px 12px;border-radius:8px;
  box-shadow:var(--shadow-md);opacity:0;pointer-events:none;transition:opacity .25s,transform .25s}
.sticky-cta__btn:hover::after{opacity:1;transform:translateY(-50%) translateX(0)}

/* ---------- Mobile bottom navigation ---------- */
.botnav{display:none}
@media(max-width:760px){
  .botnav{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:95;background:#fff;
    border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(11,31,58,.08);
    padding:6px 4px calc(6px + env(safe-area-inset-bottom));justify-content:space-around;align-items:flex-end}
  .botnav__item{flex:1;display:flex;flex-direction:column;align-items:center;gap:3px;padding:6px 2px;
    font-family:var(--ff-head);font-weight:500;font-size:.66rem;color:var(--muted);transition:color .2s}
  .botnav__item svg{color:var(--navy);opacity:.7;transition:.2s}
  .botnav__item.is-active{color:var(--gold-600)}
  .botnav__item.is-active svg{color:var(--gold-600);opacity:1}
  .botnav__item--wa{position:relative}
  .botnav__fab{display:inline-flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:50%;
    background:#25D366;color:#fff;margin-top:-26px;box-shadow:0 6px 16px rgba(37,211,102,.45);border:3px solid #fff}
  .botnav__item--wa span:last-child{margin-top:0}
  .sticky-cta{display:none}            /* replaced by bottom nav on mobile */
  body{padding-bottom:66px}            /* room for the fixed bottom nav */
  .drawer{padding-bottom:70px}
}

/* ============================================================
   INNER PAGES — shared components
   ============================================================ */
/* Inner page hero banner */
.phero{position:relative;background:var(--navy);background-size:cover;background-position:center;color:#fff;
  padding:108px 0 64px}
.phero__veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,31,58,.95),rgba(11,31,58,.74))}
.phero__inner{position:relative;max-width:780px}
.phero__title{font-size:clamp(2rem,4vw,3rem);color:#fff;font-weight:800;letter-spacing:-.02em;line-height:1.12}
.phero__subtitle{margin-top:16px;font-size:1.12rem;color:#cdd7e6;max-width:640px;line-height:1.7}
.crumbs{display:flex;align-items:center;gap:6px;font-size:.84rem;color:#9fb0c7;margin-bottom:18px;flex-wrap:wrap}
.crumbs a{color:#9fb0c7;transition:color .2s}
.crumbs a:hover{color:var(--gold)}
.crumbs__sep{display:inline-flex;opacity:.5}
.crumbs__sep svg{transform:rotate(-90deg)}
.crumbs__cur{color:var(--gold)}

/* Lead form */
.leadform{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-md);padding:30px}
.leadform__head h3{font-size:1.4rem;color:var(--navy);margin-bottom:8px}
.leadform__head p{font-size:.94rem;color:var(--body);margin-bottom:20px}
.leadform__form{display:flex;flex-direction:column;gap:15px}
.field{display:flex;flex-direction:column;gap:6px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.field label{font-family:var(--ff-head);font-weight:500;font-size:.86rem;color:var(--navy)}
.field label span{color:#c0392b}
.field input,.field select,.field textarea{font-family:var(--ff-body);font-size:.95rem;color:var(--ink);
  padding:12px 14px;border:1.5px solid var(--line);border-radius:9px;background:#fff;transition:border-color .2s,box-shadow .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);
  box-shadow:0 0 0 3px rgba(212,165,58,.15)}
.field textarea{resize:vertical}
.leadform__note{display:flex;align-items:center;gap:8px;font-size:.8rem;color:var(--muted);margin-top:2px}
.leadform__note svg{color:var(--gold);flex:none}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.formflash{display:flex;align-items:center;gap:10px;padding:14px 16px;border-radius:10px;font-size:.92rem;margin-bottom:18px}
.formflash--ok{background:#e9f7ef;color:#1e7e46;border:1px solid #bfe6cd}
.formflash--ok svg{color:#1e7e46}
.formflash--err{background:#fdecea;color:#c0392b;border:1px solid #f3c6c0}

/* Split: lead form alongside content */
.with-form{display:grid;grid-template-columns:1.5fr 1fr;gap:48px;align-items:start}
.with-form__aside{position:sticky;top:100px}

/* Generic split (image + text) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split--rev .split__media{order:2}
.split__img{aspect-ratio:4/3;border-radius:18px;background-size:cover;background-position:center;
  box-shadow:var(--shadow-md);background-color:var(--navy)}
.split__copy h2{font-size:clamp(1.6rem,3vw,2.2rem);color:var(--navy);margin-bottom:14px}
.split__copy p{color:var(--body);margin-bottom:14px}

/* Checklist (benefits / eligibility / use cases) */
.checklist{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.checklist--1{grid-template-columns:1fr}
.check-item{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);
  border-radius:12px;padding:16px 18px;transition:transform .25s var(--ease),box-shadow .25s,border-color .25s}
.check-item:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:var(--gold)}
.check-item__ic{flex:none;display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;
  border-radius:50%;background:var(--accent);color:var(--navy)}
.check-item h3{font-size:1rem;color:var(--navy);margin-bottom:2px}
.check-item p{font-size:.9rem;color:var(--body)}

/* Feature cards grid */
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;
  transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.feature:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:transparent}
.feature__ic{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:12px;
  background:var(--accent);color:var(--navy);margin-bottom:16px;transition:background .3s,color .3s,transform .35s var(--ease)}
.feature__ic svg{transition:transform .35s var(--ease)}
.feature:hover .feature__ic{background:var(--gold);transform:rotate(-6deg) scale(1.08)}
.feature:hover .feature__ic svg{transform:scale(1.12)}
.feature{position:relative;overflow:hidden}
.feature::after{content:"";position:absolute;left:0;top:0;height:3px;width:100%;
  background:linear-gradient(90deg,var(--gold),var(--gold-600));transform:scaleX(0);transform-origin:left;
  transition:transform .35s var(--ease)}
.feature:hover::after{transform:scaleX(1)}
.feature h3{font-size:1.15rem;color:var(--navy);margin-bottom:8px}
.feature p{font-size:.94rem;color:var(--body)}

/* ---------- Legal / content prose pages ---------- */
.legal{color:var(--body);font-size:1rem;line-height:1.75}
.legal--narrow{max-width:840px;margin:0 auto}
.legal>p{margin:0 0 16px}
.legal h2{font-family:var(--ff-head);color:var(--navy);font-size:1.45rem;line-height:1.25;margin:38px 0 12px;
  padding-top:22px;border-top:1px solid var(--line)}
.legal h2:first-of-type{border-top:none;padding-top:0;margin-top:8px}
.legal h3{font-family:var(--ff-head);color:var(--navy);font-size:1.08rem;margin:22px 0 8px}
.legal ul{margin:0 0 18px;padding-left:0;list-style:none;display:grid;gap:9px}
.legal ul li{position:relative;padding-left:30px}
.legal ul li::before{content:"";position:absolute;left:8px;top:.62em;width:7px;height:7px;border-radius:50%;
  background:var(--gold)}
.legal a{color:var(--gold-600);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.legal a:hover{color:var(--navy)}
.legal__eff{font-size:.9rem;color:var(--muted);font-weight:600;letter-spacing:.02em;text-transform:uppercase}
.legal__lead{font-family:var(--ff-head);font-weight:700;color:var(--navy);font-size:1.4rem;line-height:1.3;margin-bottom:18px!important}
.legal__trust{background:linear-gradient(135deg,var(--accent),#fff);border:1px solid var(--line);border-left:4px solid var(--gold);
  border-radius:var(--radius-sm);padding:18px 22px;display:flex;gap:12px;align-items:flex-start;color:var(--navy);font-weight:500}
.legal__trust svg{flex:none;color:var(--gold-600);margin-top:2px}
.legal__quote{margin:26px 0;padding:6px 0 6px 26px;border-left:4px solid var(--gold);
  font-family:var(--ff-head);font-weight:700;color:var(--navy);font-size:1.5rem;line-height:1.3}
.legal__note{margin-top:26px;padding:18px 22px;background:var(--bg-soft);border-radius:var(--radius-sm);
  font-size:.95rem;color:var(--body)}
.legal__tagline{margin-top:34px;text-align:center;font-family:var(--ff-head);font-weight:800;color:var(--navy);
  font-size:1.25rem;letter-spacing:.01em}
.legal__contact{background:var(--navy);color:#fff;border-radius:var(--radius);padding:24px 26px;margin:10px 0 20px}
.legal__contact-name{margin:0 0 12px;color:#fff;font-size:1.05rem}
.legal__contact-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.legal__contact-list li{display:flex;gap:12px;align-items:center;padding-left:0}
.legal__contact-list li::before{display:none}
.legal__contact-list svg{flex:none;color:var(--gold)}
.legal__contact-list a{color:#fff;text-decoration:none;font-weight:500}
.legal__contact-list a:hover{color:var(--gold)}
.legal__cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0 24px}
.legal__card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:22px 22px;
  transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.legal__card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:transparent}
.legal__card h3{margin:0 0 8px;display:flex;align-items:center;gap:9px}
.legal__card h3 svg{color:var(--gold-600)}
.legal__card p{margin:0;font-size:.93rem}
/* FAQ accordion */
.faq__group{font-size:1.2rem!important}
.faq__list{display:grid;gap:10px;margin-bottom:8px}
.faq__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);overflow:hidden}
.faq__item summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:14px;
  padding:16px 20px;font-family:var(--ff-head);font-weight:600;color:var(--navy);font-size:1rem}
.faq__item summary::-webkit-details-marker{display:none}
.faq__chev{flex:none;color:var(--gold-600);transition:transform .25s}
.faq__item[open] summary{color:var(--gold-600)}
.faq__item[open] .faq__chev{transform:rotate(180deg)}
.faq__a{padding:2px 20px 20px;color:var(--body);font-size:.95rem;line-height:1.7}
.faq__a p{margin:0}
/* Founder pull-quote (about page, on navy) */
.founder__quote{margin:18px 0 6px;padding:14px 0 14px 20px;border-left:3px solid var(--gold);
  font-family:var(--ff-head);font-style:italic;font-weight:500;color:#fff;font-size:1.08rem;line-height:1.5}

/* ============ EMI Calculator ============ */
.emi{display:grid;grid-template-columns:1.15fr .85fr;gap:0;border-radius:22px;overflow:hidden;
  border:1px solid var(--line);box-shadow:0 30px 70px -40px rgba(11,31,58,.4)}
.emi__panel{padding:34px 34px}
.emi__controls{background:#fff}
/* Loan-type presets */
.emi__presets{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px}
.emi__preset{display:inline-flex;align-items:center;gap:7px;padding:8px 13px;border-radius:30px;cursor:pointer;
  border:1.5px solid var(--line);background:#fff;color:var(--body);font-family:var(--ff-body);font-weight:600;font-size:.82rem;
  transition:.2s}
.emi__preset svg{width:16px;height:16px;color:var(--gold-600)}
.emi__preset:hover{border-color:var(--gold);color:var(--navy)}
.emi__preset.is-active{background:var(--navy);border-color:var(--navy);color:#fff}
.emi__preset.is-active svg{color:var(--gold)}
/* Fields */
.emi__field{margin-bottom:24px}
.emi__field:last-child{margin-bottom:0}
.emi__field-top{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:4px}
.emi__field-top label{font-family:var(--ff-head);font-weight:600;color:var(--navy);font-size:.98rem}
.emi__field-top label em{color:var(--muted);font-weight:400;font-style:normal;font-size:.82rem}
.emi__input-wrap{display:inline-flex;align-items:center;gap:4px;background:var(--accent);border:1.5px solid var(--line);
  border-radius:10px;padding:6px 12px;transition:border-color .2s}
.emi__input-wrap:focus-within{border-color:var(--gold)}
.emi__input-wrap .emi__pre,.emi__input-wrap .emi__suf{font-family:var(--ff-head);font-weight:700;color:var(--navy);font-size:.95rem}
.emi__input-wrap input{border:none;background:none;outline:none;width:136px;text-align:right;font-family:var(--ff-head);
  font-weight:700;color:var(--navy);font-size:1rem}
.emi__input-wrap input#emiRateNum,.emi__input-wrap input#emiTenureNum{width:48px}
/* amount box hugs its number (₹ stays beside the value) and only grows enough for ₹5 Cr */
.emi__field--amt .emi__input-wrap input{width:auto;min-width:62px;max-width:124px}
/* Range slider */
.emi__slider{-webkit-appearance:none;appearance:none;width:100%;height:7px;border-radius:7px;outline:none;cursor:pointer;
  background:linear-gradient(90deg,var(--gold) 40%,rgba(11,31,58,.12) 40%);margin:12px 0 6px}
.emi__slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:24px;height:24px;border-radius:50%;
  background:var(--gold);border:4px solid #fff;box-shadow:0 3px 10px -2px rgba(212,165,58,.8),0 0 0 1px var(--line);
  cursor:pointer;transition:transform .15s}
.emi__slider::-webkit-slider-thumb:hover{transform:scale(1.14)}
.emi__slider::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--gold);border:4px solid #fff;
  box-shadow:0 3px 10px -2px rgba(212,165,58,.8);cursor:pointer}
.emi__scale{display:flex;justify-content:space-between;font-size:.76rem;color:var(--muted);font-weight:500}
.emi__tenure-toggle{display:inline-flex;background:var(--accent);border-radius:8px;padding:3px;gap:2px}
.emi__tenure-toggle button{border:none;background:none;cursor:pointer;font-family:var(--ff-body);font-weight:600;font-size:.78rem;
  color:var(--muted);padding:5px 11px;border-radius:6px;transition:.2s}
.emi__tenure-toggle button.is-active{background:#fff;color:var(--navy);box-shadow:var(--shadow-sm)}
/* Result panel (navy, gold donut) */
.emi__result{position:relative;color:#fff;display:flex;flex-direction:column;align-items:center;
  background:radial-gradient(120% 120% at 0% 0%,#13315c,var(--navy) 60%,#081627)}
.emi__result::before{content:"";position:absolute;inset:0;pointer-events:none;opacity:.5;
  background:radial-gradient(360px 360px at 100% 0,rgba(212,175,55,.2),transparent 60%)}
.emi__result>*{position:relative;z-index:1}
.emi__donut{position:relative;width:188px;height:188px;margin:4px auto 18px}
.emi__donut-svg{width:100%;height:100%;transform:rotate(-90deg)}
.emi__arc{fill:none;stroke-width:13;stroke-linecap:round}
.emi__arc--track{stroke:rgba(255,255,255,.1)}
.emi__arc--int{stroke:#5b7aa8;transition:stroke-dasharray .5s var(--ease),stroke-dashoffset .5s var(--ease)}
.emi__arc--prin{stroke:var(--gold);transition:stroke-dasharray .5s var(--ease)}
.emi__donut-center{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px}
.emi__donut-center span{font-size:.78rem;color:#a9bdd8;letter-spacing:.02em}
.emi__donut-center strong{font-family:var(--ff-head);font-size:1.6rem;color:#fff;line-height:1}
.emi__legend{list-style:none;padding:0;margin:0 0 22px;width:100%;display:grid;gap:11px}
.emi__legend li{display:flex;align-items:center;gap:10px;font-size:.92rem;color:#cdd9ea}
.emi__legend li b{margin-left:auto;font-family:var(--ff-head);color:#fff;font-weight:700}
.emi__dot{width:11px;height:11px;border-radius:3px;flex:none}
.emi__dot--prin{background:var(--gold)}
.emi__dot--int{background:#5b7aa8}
.emi__legend-total{border-top:1px solid rgba(255,255,255,.14);padding-top:11px;margin-top:2px;font-weight:600;color:#fff}
.emi__legend-total b{font-size:1.05rem}
.emi__more{display:inline-flex;align-items:center;gap:6px;margin-top:14px;color:var(--gold);font-weight:600;font-size:.86rem;
  text-decoration:none}
.emi__more:hover{color:#fff}
.emi__note{display:flex;gap:7px;align-items:flex-start;margin-top:14px;font-size:.76rem;color:#8ea3c2;line-height:1.45}
.emi__note svg{flex:none;color:var(--gold);margin-top:1px}
/* Amortization schedule */
.emi-amort{margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}
.emi-amort__head{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:20px 26px;
  border-bottom:1px solid var(--line)}
.emi-amort__head h3{display:flex;align-items:center;gap:9px;margin:0;font-size:1.1rem;color:var(--navy)}
.emi-amort__head h3 svg{color:var(--gold-600)}
.emi-amort__toggle{border:1.5px solid var(--line);background:#fff;border-radius:8px;padding:7px 14px;cursor:pointer;
  font-family:var(--ff-body);font-weight:600;font-size:.84rem;color:var(--navy);transition:.2s}
.emi-amort__toggle:hover{border-color:var(--gold);color:var(--gold-600)}
.emi-amort__wrap{max-height:480px;overflow:auto;transition:max-height .35s var(--ease)}
.emi-amort__wrap.is-collapsed{max-height:0}
.emi-amort__table{width:100%;border-collapse:collapse;font-size:.9rem}
.emi-amort__table th{position:sticky;top:0;background:var(--navy);color:#fff;font-family:var(--ff-head);font-weight:600;
  text-align:right;padding:12px 18px;font-size:.82rem;white-space:nowrap}
.emi-amort__table th:first-child{text-align:left}
.emi-amort__table td{text-align:right;padding:11px 18px;color:var(--body);border-bottom:1px solid var(--line)}
.emi-amort__table td:first-child{text-align:left;font-weight:700;color:var(--navy)}
.emi-amort__table tr[hidden]{display:none}
/* Expandable year rows → 12 monthly instalments */
.emi-yr{cursor:pointer;transition:background .15s}
.emi-yr td{background:#fff}
.emi-yr:hover td{background:var(--accent)}
.emi-yr.is-open td{background:var(--accent)}
.emi-yr__lbl{display:inline-flex;align-items:center;gap:8px}
.emi-yr__lbl svg{flex:none;color:var(--gold-600);transition:transform .2s var(--ease)}
.emi-yr.is-open .emi-yr__lbl svg{transform:rotate(90deg)}
.emi-mo td{background:var(--bg-soft);color:var(--body);font-size:.84rem;padding-top:8px;padding-bottom:8px}
.emi-mo td:first-child{font-weight:500;color:var(--muted);padding-left:40px}
.emi-amort__hint{padding:11px 26px;font-size:.82rem;color:var(--muted);border-bottom:1px solid var(--line);display:flex;align-items:center;gap:7px}
.emi-amort__hint svg{color:var(--gold-600);flex:none}
@media (max-width:820px){
  .emi{grid-template-columns:1fr}
  .emi__panel{padding:24px 18px}
  .emi__donut{width:170px;height:170px}
  /* loan-type chips become an even 2-up grid instead of a stacked list */
  .emi__presets{display:grid;grid-template-columns:1fr 1fr;gap:9px}
  .emi__preset{justify-content:flex-start;padding:11px 12px;font-size:.82rem;border-radius:13px}
  .emi__preset span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
  .emi-amort__head{padding:16px 16px}
  .emi-amort__head h3{font-size:1rem}
  .emi-amort__table th,.emi-amort__table td{padding:10px 10px;font-size:.8rem}
  .emi-mo td:first-child{padding-left:26px}
}

/* Doc / number list */
.numlist{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.numlist li{display:flex;gap:14px;align-items:flex-start;font-size:.96rem;color:var(--body)}
.numlist li::before{content:counter(n);counter-increment:n;flex:none;display:inline-flex;align-items:center;
  justify-content:center;width:28px;height:28px;border-radius:50%;background:var(--navy);color:var(--gold);
  font-family:var(--ff-head);font-weight:700;font-size:.82rem}
.numlist{counter-reset:n}

/* Stat band (navy strip) */
.statband{background:var(--navy);color:#fff;padding:54px 0}
.statband--box{border-radius:16px;margin:30px 0;padding:30px}
.statband__grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;text-align:center}
.statband__grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.statband__item strong{display:block;font-family:var(--ff-head);font-size:clamp(1.7rem,3vw,2.4rem);color:var(--gold);font-weight:700;line-height:1.1}
.statband__item span{color:#a9b7cc;font-size:.92rem}

/* Values / mission cards */
.vcards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.vcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;border-top:3px solid var(--gold)}
.vcard__ic{display:inline-flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:12px;
  background:var(--accent);color:var(--navy);margin-bottom:16px}
.vcard h3{font-size:1.2rem;color:var(--navy);margin-bottom:10px}
.vcard p{font-size:.95rem;color:var(--body)}

/* Timeline (growth journey) */
.timeline{position:relative;max-width:820px;margin:0 auto;padding-left:34px}
.timeline::before{content:"";position:absolute;left:9px;top:6px;bottom:6px;width:2px;background:var(--line)}
.tl-item{position:relative;padding-bottom:30px}
.tl-item:last-child{padding-bottom:0}
.tl-item::before{content:"";position:absolute;left:-30px;top:4px;width:16px;height:16px;border-radius:50%;
  background:var(--gold);box-shadow:0 0 0 4px var(--accent)}
.tl-item h3{font-size:1.1rem;color:var(--navy);margin-bottom:4px}
.tl-item .tl-year{font-family:var(--ff-head);font-weight:700;color:var(--gold-600);font-size:.86rem;letter-spacing:.04em}
.tl-item p{color:var(--body);font-size:.95rem;margin-top:4px}

/* Job openings */
.jobs{display:flex;flex-direction:column;gap:14px}
.job{display:flex;align-items:center;justify-content:space-between;gap:20px;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);padding:22px 26px;transition:transform .25s var(--ease),box-shadow .25s,border-color .25s}
.job:hover{transform:translateX(5px);box-shadow:var(--shadow-sm);border-color:var(--gold)}
.job__meta{display:flex;gap:16px;flex-wrap:wrap;margin-top:6px;font-size:.86rem;color:var(--muted)}
.job__meta span{display:inline-flex;align-items:center;gap:6px}
.job h3{font-size:1.12rem;color:var(--navy)}

/* Contact info cards + map */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.cinfo{display:grid;gap:16px;margin-bottom:28px}
.cinfo__card{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);padding:22px}
.cinfo__ic{flex:none;display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;
  border-radius:12px;background:var(--accent);color:var(--navy)}
.cinfo__card h3{font-size:1rem;color:var(--navy);margin-bottom:3px}
.cinfo__card p,.cinfo__card a{font-size:.95rem;color:var(--body)}
.cinfo__card a:hover{color:var(--gold-600)}
.map-embed{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;line-height:0}
.map-embed iframe{width:100%;height:300px;border:0}

/* Insights filter bar */
.filterbar{display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between;margin-bottom:36px}
.filter-chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{font-family:var(--ff-head);font-weight:500;font-size:.86rem;color:var(--navy);padding:8px 16px;border-radius:50px;
  border:1px solid var(--line);background:#fff;cursor:pointer;transition:all .2s}
.chip:hover{border-color:var(--gold)}
.chip.is-active{background:var(--navy);color:#fff;border-color:var(--navy)}
.searchbox{display:flex;align-items:center;gap:8px;border:1px solid var(--line);border-radius:50px;padding:8px 16px;background:#fff;min-width:240px}
.searchbox svg{color:var(--muted);flex:none}
.searchbox input{border:none;outline:none;font-family:var(--ff-body);font-size:.92rem;width:100%;background:none}

/* Section helpers */
.lead-strip{font-size:1.12rem;color:var(--body);max-width:760px;line-height:1.75}
.anchor{scroll-margin-top:100px}

/* ---------- Reveal on scroll ---------- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease);transition-delay:var(--d,0s)}
.reveal.is-in{opacity:1;transform:none}

/* ---------- Responsive ---------- */
@media(max-width:1200px){
  .nav__item>a{padding:9px 9px;font-size:.88rem}
  .nav__brand-text em{display:none}
}
@media(max-width:1100px){
  .nav__menu{display:none}
  .nav__burger{display:inline-flex}
  .topbar__tag{display:none}
}
@media(max-width:1024px){
  .solutions-grid{grid-template-columns:repeat(2,1fr)}
  .solutions-grid .sol-card:first-child{grid-column:span 1}
  .industries-grid{grid-template-columns:repeat(4,1fr)}
  .process{grid-template-columns:repeat(2,minmax(0,1fr))}
  .process::before{display:none}
  .why__grid{grid-template-columns:1fr;gap:40px}
  .partner{grid-template-columns:1fr;gap:34px;padding:38px}
  .logos-grid{grid-template-columns:repeat(4,1fr)}
  .about-snap{grid-template-columns:1fr;gap:50px}
  .about-snap__img{aspect-ratio:16/10}
  .carousel__track>*{flex:0 0 calc((100% - 24px)/2)}
  .with-form{grid-template-columns:1fr;gap:36px}
  .with-form__aside{position:static}
  .features,.vcards{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:760px){
  .section{padding:64px 0}
  .topbar__right{display:none}
  .topbar__row{justify-content:center}
  .topbar__left{gap:12px;font-size:.78rem}
  .nav__cta-btn{display:none}
  .nav__badge{width:62px;height:62px}
  /* ----- Mobile hero: full-width 16:9 banner carousel on top, copy below ----- */
  .hero__carousel{aspect-ratio:auto;min-height:0;max-height:none}
  .hero__track{position:static}
  .hero__slide{position:relative;height:auto;display:block}
  .hero__slide:not(.is-active){display:none}
  .hero__bg{position:relative;inset:auto;width:100%;aspect-ratio:16/9;transform:none;animation:none}
  .hero__veil{display:none}
  .hero__inner{position:static;height:auto;display:block;padding:24px 24px 30px}
  .hero__content{max-width:none}
  .hero__title{font-size:1.9rem}
  .hero__subtitle{font-size:1rem;margin-top:13px}
  .hero__actions{margin-top:22px;flex-direction:column;gap:11px}
  .hero__actions .btn{width:100%;flex:none;justify-content:center}
  .hero__arrow{display:none}
  .hero__dots{top:calc(56.25vw - 26px);bottom:auto;filter:drop-shadow(0 1px 3px rgba(0,0,0,.45))}
  .hero__stats{grid-template-columns:1fr 1fr}
  .hero__stat{padding:20px 8px}
  .hero__stat strong{font-size:1.5rem;white-space:nowrap}
  .hero__stat span{font-size:.8rem}
  .hero__stat:nth-child(2){border-right:none}
  .hero__stat:nth-child(1),.hero__stat:nth-child(2){border-bottom:1px solid rgba(255,255,255,.1)}
  .solutions-grid,.cases-grid,.insights-grid{grid-template-columns:1fr}
  .industries-grid{grid-template-columns:repeat(2,1fr)}
  .wm-grid{grid-template-columns:repeat(2,1fr)}
  .wm__name{font-size:.9rem}
  .process{grid-template-columns:1fr}
  .process::before{display:none}
  .process__step{padding:24px 22px;text-align:left}
  .process__step .process__icon{margin:0 0 14px}
  .process__num{top:18px;right:18px}
  .band{background-attachment:scroll;padding:72px 0}
  .carousel__track>*{flex:0 0 100%}
  .about-snap__badge{right:14px;bottom:14px}
  .split{grid-template-columns:1fr;gap:34px}
  .split--rev .split__media{order:0}
  .checklist,.numlist{grid-template-columns:1fr}
  .features,.vcards{grid-template-columns:1fr}
  .statband{padding:42px 0}
  .statband--box{padding:24px 18px;margin:24px 0}
  .statband__grid{grid-template-columns:1fr 1fr;gap:26px 14px}
  .statband__grid--2{grid-template-columns:1fr;gap:20px}
  .statband__item strong{font-size:1.5rem}
  .statband__grid:not(.statband__grid--2) .statband__item strong{white-space:nowrap}
  .statband__grid--2 .statband__item strong{font-size:1.6rem}
  .statband__item span{font-size:.86rem}
  .contact-grid{grid-template-columns:1fr;gap:34px}
  .field-row{grid-template-columns:1fr}
  .job{flex-direction:column;align-items:flex-start;gap:14px}
  .filterbar{flex-direction:column;align-items:stretch}
  .phero{padding:90px 0 52px}
  .partner__benefits{grid-template-columns:1fr}
  .legal__cards{grid-template-columns:1fr}
  .legal__quote{font-size:1.25rem}
  .legal__lead{font-size:1.2rem}
  /* smaller bank logos, 2 per row, contained within the cell */
  .wm-cell{padding:16px 12px}
  .wm-cell .wm--img img{max-height:30px;max-width:100%;height:auto;width:auto}
  /* de-box the plain channel-partner section: full width, no card frame */
  .partner{padding:0;background:none;border:none;border-radius:0;gap:26px}
  /* the premium navy CTA keeps its panel, just tighter padding */
  .partner--cta{padding:30px 22px;border-radius:20px;gap:24px}
  /* keep inner section padding modest on mobile */
  .leadform{padding:22px 18px}
  .statband--box{padding:22px 16px}
  .section__head--row{flex-direction:column;align-items:flex-start}
  .why__stats{grid-template-columns:1fr 1fr}
  .footer__grid{grid-template-columns:1fr 1fr;gap:30px}
  .logos-grid{grid-template-columns:repeat(2,1fr)}
  .footer__disc{text-align:left}
}
@media(max-width:460px){
  .footer__grid{grid-template-columns:1fr}
  .hero__title{font-size:1.7rem}
  .hero__subtitle{font-size:.96rem}
}
@media(prefers-reduced-motion:reduce){
  .hero__bg{animation:none}
  .reveal{opacity:1;transform:none;transition:none}
  *{scroll-behavior:auto}
}